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  Last Updated: 3/17/2010 2:29:37 PM Jan Warner and Jan Collins. Next Steps: A Practical Guide to Planning for the Best Half of Your Life. Quill Driver Books. Fresno, CA. 2009. 255 pages. $11.66 from Amazon (click on book to order) Aging endangers many things we take for granted when we’re younger: health, assets, family Read Full Article

  Last Updated: 2/12/2010 9:56:19 AM Several changes are coming to Medigap plans, which supplement Medicare’s coverage. In June 2010, four current plans will be dropped and two new plans will be added, bringing the total number of available Medigap plans to 10. Between copayments, deductibles, and coverage exclusions Medicare does not cover all medical Read Full Article

  Last Updated: 2/8/2010 3:42:13 PM Reprinted by permission of retirementrevised If you have long-term care insurance, brace for the possibility of a steep increase in premiums this year. Some of the largest long-term care (LTC) underwriters are asking state regulators for large increases on some policies this year. The current ultra-low interest rate environment Read Full Article

  Last Updated: 2/26/2010 9:34:53 AM Jan Warner and Jan Collins. Next Steps: A Practical Guide to Planning for the Best Half of Your Life. Quill Driver Books. Fresno, CA. 2009. 255 pages. $11.66 from Amazon (click on book to order) Aging endangers many things we take for granted when we’re younger: health, assets, family Read Full Article

  Last Updated: 3/2/2010 2:14:01 PM As ElderLawAnswers has reported, the estate tax expired on January 1, 2010. It remains to be seen whether Congress will reinstate it before it returns in 2011, but the fact that there is currently no estate tax can have unintended consequences for spouses. Standard language found in many estate Read Full Article

  Last Updated: 1/26/2010 3:47:31 PM Reprinted by permission of retirementrevised A million low-income seniors have become eligible for a big assist on prescription drug expenses this year under a newly expanded federal program. The subsidy can defray thousands of dollars in costs, and in many cases eliminate prescription drug expenses entirely for participating seniors. Read Full Article

  Last Updated: 1/25/2010 11:28:30 AM When planning a funeral, the expenses can add up quickly. The average funeral costs about $7,300, including the casket, embalming, and transportation, and if you include extras like flowers, obituary notices, and acknowledgement cards, the price goes even higher. However, there are several ways you can save on funeral Read Full Article

  Last Updated: 1/12/2010 3:06:17 PM Now that 2010 has arrived, people whose incomes were previously too high to permit them to rollover a traditional IRA to a Roth IRA are calling their investment houses about making conversions. That’s because for the first time, even if your annual income exceeds $100,000, you can convert a Read Full Article

  Last Updated: 1/29/2010 11:59:14 AM Joy Loverde. The Complete Eldercare Planner (Rev Upd. edition.) Three Rivers Press. N.Y. 2009. 400 pages. $13.57 at Amazon (click on book to order). Becoming a caregiver for an elderly loved one can be an overwhelming experience. The Complete Eldercare Planner is a practical guide designed to help caregivers Read Full Article

  Last Updated: 2/5/2010 11:49:46 AM April 15th is approaching and it is time to begin crossing T’s and dotting I’s in preparation for paying taxes. As tax time draws near, you want to make sure you file all the proper forms and take all deductions you’re entitled to. Following are some things to keep Read Full Article